interest rate= TRRT
interest rates= TRRTS
as a matter of record= SMAFRD
back on the record= BRORTD or BORKD
court of record= KRORD
for the record= FRORD
for the record, please= FRORDZ
hospital record= HORD (NOTE: horde= HO*RD)
medical record= MORD
medical records= MORDZ
above and beyond the call of duty= YFD
alcohol abuse= KBHAOUS
alcohol and drugs= KLANDZ
alcohol or drugs= KLORDZ
alcoholic beverage= KHOB